Know who can actually afford your offer before the call.
FunnelFi pre-qualifies every lead on credit, income, available spending power and Buy Now Pay Later approval range from Affirm, Afterpay and Klarna — soft pull, no SSN. Your closers only pitch buyers who can fund the offer.
The lead isn't bad. The payment path is missing.
CPLs are on target, calls are booking, the creative converts. But half the prospects can't put $8K on a card today — and nobody checked. FunnelFi moves the affordability verdict to the very front of the funnel.
$40–$150
Cost of one high-ticket lead
Paid before anyone knows whether the buyer has a dollar of available credit.
~7 in 10
Calls lost to affordability
Not a bad lead — a buyer with no payment path anyone bothered to check.
1.8s
Time to know instead of guess
Credit, income and BNPL approval range before the first dial.
The problem isn't your sales floor. It's five disconnected systems.
Your setters aren't lazy and your media buying isn't broken. The buyers were never financially qualified — and nothing in your stack knew that until the call was already burned.
The stitched-together stack
Pitch first. Find out they can't pay later.
- Every opt-in gets a setter, whether they can pay or not
- Closers discover the budget problem 40 minutes into the call
- Financing gets mentioned only after the price objection lands
- A calendar that books anyone who picks a time slot
- A pixel optimizing for form fills, so ads buy more of them
More ad spend doesn't fix this. It scales it.
One plug-and-play system
Qualify first. Only pitch real buyers.
- Branded funnels that pre-qualify before submit
- Phone verification and offer-fit questions built in
- Soft-pull credit, income and BNPL approval range in ~1.8s
- Only buyers with real spending power reach the calendar
- Meta CAPI feeds closed revenue back into your ads
Three steps between your ad spend and a closable pipeline.
Nothing in your current workflow gets replaced. FunnelFi runs in front of it.
Plug into your funnel
Launch a branded funnel from a template — or point FunnelFi at the landing page, quiz, form and CRM your agency or program already runs.
Live the same day
Every lead pre-qualifies
Phone verification, soft-pull credit, income estimate, available spending power and BNPL approval range for Affirm, Afterpay and Klarna run automatically. No SSN, no score impact.
~1.8 seconds
Route buyers with a payment path
Qualified buyers hit your setters, your calendar or your client's CRM with the approved amount attached. DNQs route to nurture or a lower ticket, and outcomes flow back to Meta.
Automatic
One soft pull. Every payment path.
FunnelFi scores each buyer against the thresholds that decide whether a high-ticket offer closes, then returns the payment options they're most likely approved for. Your closer opens with a plan instead of a price.
Affirm · Afterpay · Klarna
BNPL approval range
Know the approved amount before the closer names the price.
Available spending power
Revolving headroom
Open-to-buy across cards, so a card split is a plan, not a hope.
Monthly payment capacity
Income · obligations
Present the payment plan the buyer can actually sustain.
Consumer financing fit
Credit tier
Route thin-file buyers to a lower ticket instead of losing them.
What your closer sees before the call starts.
Soft-pull credit
The credit file, without a hard inquiry
Score band, tradelines, utilization, income estimate and derogatories — pulled with a name, phone and email. No SSN, no application, no score impact.
BNPL approvals
Affirm, Afterpay and Klarna approval range up front
Every lead returns available spending power and estimated BNPL approval amounts, so your closer presents a payment plan the buyer is already approved for.
Calendar control
Only qualified buyers get a time slot
Your calendar only opens for prospects who clear your affordability thresholds, so setter and closer hours go to calls that can actually convert.
Everything you need to decide. Included in every run.
No add-on report fees, no separate credit vendor, no per-seat data upsell. One pre-qualification returns the buyer's entire financial picture.
- Real-time Qualified / DNQ decision on every lead
- Credit score, tier and full tradeline detail
- BNPL approval estimates for Affirm, Afterpay and Klarna
- Available spending power and revolving headroom
- Personal and household income estimates
- Monthly obligations and total unsecured debt
- Affordability band calibrated to your ticket price
- Collections, inquiries, late pays, installment and revolving detail
- Full credit report — downloadable, included, no add-on fee
- No SSN required. Soft pull. No score impact.
- White-label reporting for client review calls
- Direct CRM and webhook delivery to any stack
Built for everyone selling a high-ticket offer.
Agencies and lead generators, coaches and course creators, and the sales teams closing them.
Agencies & lead gen
Deliver leads with credit tier, income estimate and BNPL approval range attached. Lead quality stops being a debate and becomes a deliverable you get paid for.
- White-label reporting
- Per-client funnels
- Retention, not churn
Coaches & course creators
Stop pitching a $5K–$25K program to prospects with no available credit. Your setters only book buyers who can fund the enrollment today.
- Qualified-only calls
- Payment plan on the call
- Fewer refunds
High-ticket sales teams
Closers open with the payment path already mapped, so the conversation moves from sticker shock to which plan the buyer wants.
- Higher close rate
- Shorter calls
- No wasted setter hours
Agency & high-ticket questions, answered.
Stop Guessing. Start Closing.
Screen every lead on credit, income, available spending power and BNPL approval range before your team spends another hour on a call that could never close.
Live the same day